Running a small business right now isn’t easy — rising costs, cash flow pressure, and cautious lenders can make it tough to move forward. That’s why I wanted to highlight something that might help: the Growth Guarantee Scheme, a government-backed loan programme designed specifically for small and medium-sized businesses.
Whether you’re an established client or we’ve just started working together, it’s important you know this support exists. The scheme helps businesses access loans of up to £2 million through approved lenders, with the government guaranteeing 70% of the loan. This makes it easier for lenders to say yes — even if your business is young or has had funding challenges before.
The funds can be used for:
- Working capital to help manage day-to-day costs
- Buying stock or equipment to support growth or seasonal demand
- Expanding your offering — launching new products or services
- Improving cash flow during slower months or while waiting on invoices
- Investing in marketing or ecommerce to reach new customers
If you’ve been thinking about expanding your product line, upgrading tools, or simply giving your cash flow some breathing space, this could be a great option.
If you’re unsure whether it’s right for you, I’m happy to talk it through. I can help you understand the requirements, prepare your figures, and find a suitable lender. Sometimes just knowing what’s available makes all the difference.
Let’s chat if you think this could support your next step — even if you’re just at the ideas stage.