Starting a business

If you are looking to borrow money for your business, it’s very important to understand the risks attached to signing a personal guarantee. While PGs are common in the UK lending market, they can have serious implications for your personal assets and overall financial security. What is a Personal Guarantee? A personal guarantee means you, as a business...

When your business needs new plant or equipment, what’s the best choice – buy or lease? The answer will depend on your specific circumstances, but there are some basic considerations to help you weigh up the options. The advantages of buying Buying gives you certainty and ownership, at a higher upfront price, but a lower total price. Owning...

There are certain items of equipment, machinery and hardware that are essential to the operation of your business – whether it’s the delivery van you use to run your home-delivery food service, or the high-end digital printer to run your print business. But when a critical business asset is required, should you buy this item outright, or should...

How do you create an effective landing page that converts visitors into leads, customers, or subscribers? There are several key elements to consider. Global attention spans are narrowing, according to numerous studies. With more and more information online we tend to jump more quickly from one thing to another. So how do you capture the attention of people...

Weathering the storm? Small businesses are particularly vulnerable in tough economic times. We can help with strategies for healthy cash flow, so you can continue to thrive. #smallbusiness Small businesses are particularly vulnerable in tough economic times. When sales are slow, there are still overheads and salaries that need to be sorted. Pre-planning and being proactive can help...

Top tips for successfully securing funding for your business The key enabler for success for many startups and small businesses is securing funding. Even with the growing support around the world for investing in entrepreneurs, many businesses still struggle with the preparation required when applying for funding. Here are our top tips: Network - get out there and build...

Making sure you get paid on time is crucial to your success. The process of making sales and generating revenue lies at the heart of any business model. But you can't manage your cashflow effectively or raise any profits if customers don't actually pay their invoices. The easier you can make it for customers to pay you, the...

A great business idea is an excellent starting point for a company. But without funding to provide the necessary capital, your business idea could be dead before it's even begun. This is why getting funding for your startup is so important. To quote a well-worn phrase, ‘Cash is King’ and that means it’s critical to start thinking about...

So you’re thinking of starting a business.  Should you set yourself up as a limited company or a sole trader?  They both have advantages and disadvantages and depends entirely on your individual circumstances.  With the introduction of the dividend tax, there was a short period when it was no longer tax efficient to operate a one person business...